Last updated on September 13th, 2020 at 09:52 am
MasterCard Credit Card Review – The Citi Cash Returns Mastercard
Overview Of Citi Cash Returns MasterCard Credit Card:
Citi Cash Returns MasterCard Credit Card – This MasterCard Credit Card has a very decent and attractive cash-back rewards program, it works similarly also for balance transfers.
Who Are The Customers That Citi Cash Returns MasterCard Is made For?
This credit card is made for People who need to earn cash rewards on their credit card spending.
The card is made for People who are searching for a minimal effort balance transfer choice.
Requirement for Credit Rating
How To Acess of the Citi Cash Returns MasterCard
Has a complete 1% cash back on all purchases.
There are rewards earned on cash advances and balance transfers.
Offers an Automatic rewards redemption with a money order.
On the off chance that you qualify there is a long early on 0% APR period on balance transfers
Cons of the Citi Cash Returns MasterCard
There is a high redemption threshold.
Citi Cash Returns MasterCard Rewards
Earn 2% cash back on purchases for the initial a half year, then 1% cash back.
Earn 1% cash back on cash advances.
There is a 5% cash back “on average” on purchases through Citi Bonus Cash Center.
Citi Cash Returns MasterCard Annual Percentage Rates (APR)
Balance transfers:The extra transfers is 0% for 7 to year and a half, depending on your credit rating.
Purchases: 12.99% to 20.99%, depending on your credit rating.
Cash advances: 25.24%.
Default rate: 29.99%.
What Are The Citi Cash Returns MasterCard Fees?
No yearly fee.
Balance transfer and cash advance fee: is 3% of the sum.
Late payment fee is $15 to $39
Over-limit fee is $39.
The Citi Cash Returns MasterCard Review
The Citi Cash Returns MasterCard Is known to be a very decent card with awesome cash-back rewards. The card functions admirably and even better than a balance-transfer card. You may fit the bill for a 0% balance transfer rate for up to year and a half on the off chance that you have a decent credit history in any case, then 12 to seven months in the event that you have weaker credit.
The balance transfer fee is 3%, one of the lowest around. You earn five “CitiDollars” on all balances transfers over $1,500. For every purchases made, you earn 2% cash back for the initial a half year, then 1% subsequently , 5% back on average when you shop through Citi’s Bonus Cash center.
The Citi Cash Returns MasterCard permits you earn the full reward on cash advances. The cash advance fee is 3%, and the APR is over 25%.
The Citi MasterCard card can be used for balance transfers or to earn rewards. It can not be used for both at same time. Make transfers your balance for whatever length of time that you would then be able to begin earning cash-back rewards on purchases.