What Is Allpoint And How does It work?

What Is Allpoint And How does It work?

What is Allpoint is the largest of the networks that are ATMs surcharge-free in the nation.  the Allpoint ATMs network doesn’t end at our borders — you can also find locations in Canada, the United Kingdom, Puerto Rico, Australia, and Mexico.

With 55,000 machines and counting,

If you are won there consumer, you gain access to the Allpoint Network through your financial institution. Banks, credit unions, and prepaid card programs of all sizes participate in Allpoint to provide you with the ATM access you deserve. You can stop by any of their retail partners:

  • Advertisement
  • Circle K
  • CVS Pharmacy
  • Kroger
  • Safeway
  • Speedway
  • Target
  • Walgreens
  • Winn Dixie

CO-OP Financial Services

You can start with nearly 30,000 ATMs nationwide, CO-OP Financial Services has a heavy focus on free ATM for credit union members. It also has a partnership with several retailers to offers cash no ATM surcharges on their end.

  • 7-Eleven
  • Circle K
  • Costco Wholesale
  • Publix
  • Dunkin Donuts
  • Rite-Aid

How Do I Have Access To Allpoint?

To have access to Allpoint you need to have  1,000 card providers participate in Allpoint, with more joining all the time. for you to find out if your provider participates, just ask them, or use the quick search tool below.

What Is The ATM Surcharge Fee?

often referred to as a surcharge, this is the fee the owner of the ATM machine assesses to all “foreign” cardholders (i.e., someone that is not a cardholder of the institution owning the ATM). Surcharges vary based on location – charges are typically between $2.00 and $3.50.

 How do I join Allpoint? How Can I Use Allpoint ATMs?

Before you can join Allpoint You need to have access to Allpoint Network through participating financial institutions – banks, credit unions, and prepaid card programs. With about 1,000 take part in monetary institutions, you may already have access — find out if your financial institution participates.

 

How can I find Allpoint ATM?

For you to get a Finding an Allpoint ATM is easy – there are probably several within a few blocks! The easiest way to find a participating ATM is to use our Allpoint ATM Locator you can also download your Allpoint app.

Can I get charged a fee for using an Allpoint ATMs? If your financial establishment participates in Allpoint, then you will not be charged a surcharge fee for using an Allpoint ATM. While not likely, your financial institution may charge you a foreign fee for using any ATM, including an Allpoint ATM, that it does not operate directly. Check with your financial institution for details.

 

How to Download Mobile Application

To Download Allpoint App on your iPhone / iOS – Download the Allpoint ATM Locator from Apply Play
To Download the Allpoint App on any of your Android – Download the Allpoint ATM Locator
from Google Play

If you are making use of a locator or a computer online to find a CO-OP ATM near you or try downloading the free CO-OP app on your iPhone / iOS and Android.

 

Plus Alliance

Plus Alliance is unique among ATM networks because it’s only available to cardholders whose Visa ATM or debit card has a Plus Alliance logo on the back of it.

Retail partners include:

  • Bi-Lo
  • Costco Wholesale
  • CVS Pharmacy*
  • GetGo
  • Target
  • Walgreens*
  • Winn-Dixie

For you to find a Plus Alliance ATMs near you, simply use the online locator tool. Unfortunately, there is no free mobile app option.

Final Thought

Finding an ATM that won’t Electrical you an ATM surcharge fee (aka foreign ATM fee or out-of-network fee) is easy if you know where to look. It’s your money and you’re going to have to fight to keep more of it in your wallet.

Meanwhile, some monetary institutions actually pride themselves on not nickel and diming their customers. These include a lot of online banks. Check out our Best Online Banks: Free Checking and High-Interest Savings Accounts article and consider moving your money today!